I got a message in my dm from @imnotyoursecretsanta asking me if I would mind being a part of his (not really sure if it is a guy or girl at this point but we will just use “he” so I can tell the damn story…lol) art project. He asked for things that would fit his theme (good lighting, no editing, raw, and explicit if possible) – @imnotyoursecretsanta said, “the whole idea is to demythicize the tabus and social preconceptions about beauty.”
I took some time trying to find this moment – I must have sent 5 or 6 pictures of me wearing some trunks barefoot (not a foot person) and this keg of beer belly I am personally carrying on my person. I struggle with myself when it comes to my weight…I am 47 now…I feel some of that shit. Nonetheless, my life is dope and I get to do a lot of dope shit and this is one of em.
I took one that came out pretty dope (of course that’s not the one he used lol but you knew that lol). Wendy must have taken about 30 or more…again, I sent a few pics and so I was not sure which one he would use. I wait for a while – I low key had almost forgotten about it. I was trying to be patient and so I sent a message to see how things were going – it had been some time – I am thinking he probably needs to be in “art mode” or he had some other things going on… I am patient. One day I see a post about it, but IG was down so I had limited use of the app; that bullshit. I was only able to “♥” the post. I wrote a comment but it wouldn’t post right away – in my mind, I am feeling this rude of me to just like the post and not leave a comment or even a dm. I am patient. When I am finally able to share on IG and send comments and dm – I went bat shit crazy. I was so excited about it. I screenshot it immediately and shared it only all my social media platforms and Whatsapp it to my family and some of my friends. I am so excited about it, I am having it blown up to add to my private collection.
@imnotyoursecretsanta asked if I would share this with my friends and ask if you would like to have your picture painted to just reach out to him, you know the drill….”tell him Swift sent you.” I had so much fun doing this – it was very liberating. I am not shy but this for me was liberating – in my mind, he did with a painting how I used to remix music. I would make the song sound that way I thought it should sound. @imnotyoursecretsanta took a picture of me and made me look the way I look to him. Dope.
@imnotyoursecretsanta thank you again, this was an amazing experience and I am so grateful to be apart of it. Thank you!
One lesson the Berkshire Hathaway CEO loves to teach is the importance of developing good personal qualities at a young age.
Establishing good habits — even the little ones, like saying “please” and “thank you” — is a major key to success, he told Yahoo Finance’s editor-in-chief last year.
A high IQ won’t make you stand out
Buffett elaborated on the topic in a talk to MBA students from the University of Florida in 1998.
The legendary investor started his speech with a little game: “Think for a moment that I granted you a right — you can buy 10% of one of your classmate’s earnings for the rest of their lifetime.”
The decision should be based on merit, Buffett advised, so it’d be unwise to pick the person with the highest IQ, the richest parents or the most energy.
“There’s nothing wrong with getting the highest grades in the class, but that isn’t going to be the quality that sets apart a big winner from the rest of the pack,” said Buffett.
He continued: “You’d probably pick the person who has leadership qualities, who is able to get others to carry out their interests. That would be the person who is generous, honest and gave credit to other people for their own ideas.”
And here comes the hooker: In addition to this person, Buffett told the students they had to sell short another one of their classmates and pay 10% of what they do.
“You wouldn’t pick the person with the lowest IQ,” he said. “You’d think about the person who turned you off, the person who is egotistical, who is greedy, who cuts corners, who is slightly dishonest.”
If you see any of those qualities in yourself, you can get rid of them. “It’s simply a question of which you decide,” he said.
There’s nothing wrong with getting the highest grades in the class, but that isn’t going to be the quality that sets apart a big winner from the rest of the pack.Warren BuffettCEO, BERKSHIRE HATHAWAY
“If you write the good qualities down and make them habitual, you will be the one you want to buy 10% off when you’re all through, ” said Buffett. “The beauty of this is that you already own 100% of yourself, and you’re stuck with it. So you might as well be that person, that somebody else.”
Buffett said he sees people his age — or even 20 years younger — with “self-destructive behavior patterns,” and they’re entrapped by them.
Essentially, integrity — honesty, virtue, and morality — can make or break you in the professional world. And if you choose not to make it a priority, you risk getting stuck with a reputation for deceit.
What Buffett looks for in a good hire
All of this goes back to what Buffett himself looks for when deciding who to hire or invest in. His decision isn’t based on business metrics, test scores or degrees. Instead, it’s all about one’s personal qualities.
“There was a guy, Pete Kiewit in Omaha, who used to say he looked for three things in hiring people: Integrity, intelligence, and energy,” Buffett said. “If they didn’t have the first, the other two would kill them, because if they don’t have integrity, you want them dumb and lazy.”
It makes sense — if you can’t trust someone to act with integrity in a situation that demands it, then should they really be allowed anywhere near you or your brand?
The answers seem like a resounding “no,” but it also raises another, more difficult question: How do you know who to trust?
At Berkshire Hathaway’s annual meeting in 2007, an attendee asked Buffett that exact question.
The billionaire dipped into his store of wisdom and offered this sage perspective: “People give themselves away fairly often. When someone comes to me with a business, the very things they talk about, what they regard as important — there are a lot of clues that come as to subsequent behavior.”
Don’t be someone who turns people off
The big takeaway here is that if you want to be the person who is successful, who everyone wants to hire, you need to build habits of integrity.
There are a handful of ways for that:
- Fulfill your promises
- Be honest
- Be trustworthy
- Give credit where credit is due
- Be mindful and emotionally intuitive
- Manifest humility
- Be willing to admit you’re wrong
- Offer help when it’s needed
- Treat others with respect
- Be charitable
- Be patient
Intelligence and ambition are valuable traits, but even so, a lack of integrity won’t make you stand apart from the others — nor will it get you hired, at least not by Buffett.
I stopped by this motorcycle shop one day and talked to Bones, the owner, about one of the Sportsers he had sitting outside. I asked him how much he wanted for it and he said, “Swift, for you…I will let it go for $900.” I then offered him $1800. He looked at me strangely and then asked, “why so much.” I told him I have Troptions, do you accept them?” We went back and forth and I explained it to him (what I knew) and then I asked him to let me see his phone. I downloaded the wallet and helped him set it up and then I put some coins in there. He smiled when he saw I did exactly what I said and he was happy knowing that the money was in his hands, no fuss. So he showed another bike and I asked him how much for that one and then I made him an offer and he kindly accepted.
I bought them to sell so I did something insane. I asked him to keep bikes here on his lot and to call me when he sells them so I can come by and pick up my cash. I told him what I need for them which left him a great opportunity to still make him some cash as well. Felt like a win-win to me.
This was my first 100% TROPTIONS deal. I have bought cars and 25-inch flat screen as well. Durwood told me once that the more deals you do the more confident you will be when building a rapport with people. He was right.
TRON (TRX) is an ambitious project dedicated to the establishment of a truly decentralized Internet and its infrastructure. The TRON Protocol, one of the largest blockchain-based operating systems in the world, offers public blockchain support of high throughput, high scalability, and high availability for all Decentralized Applications (DApps) in the TRON ecosystem.
HOW TO BUY TRON (for your TronLink Wallet)
You can learn a lot from how the 1% handle their finances
Wealthy Americans spend, save and invest differently.
The very rich — those with investable assets of at least $3 million — have a lot in common when it comes to their financial management, according to a survey of nearly 700 high-net-worth investors by U.S. Trust.
Here are five of the things that most rich people do with their money that financial advisers say you should consider doing, too.
1. Delay gratification. More than eight in 10 high-net-worth investors say that investing in long-term goals is more important than funding current wants and needs. “If you are going to boil down wealth-building down to one simple thing, I’m hard-pressed to think of a better characterization than the ability to delay gratification,” says Greg McBride, the chief financial analyst for finance site Bankrate.com. “If you are spending first and trying to save what is left over, you will often find that nothing is left over.”
Consider: If you put $100 toward your retirement each month — rather than spend that money — at the end of 20 years, you’d have roughly $40,000, assuming a 5% rate of return. If instead, you had just spent that $100 each month, you would have missed out on more than $15,000 in earnings. Of course, not everyone can heed this advice as “you can’t ignore your current needs” if they need funding, says Joe Duran, CFA, the chief executive of financial firm United Capital and author of “The Money Code.” Just make sure that you understand the difference between needs (basic food, shelter, clothing, etc.) and wants, he adds.
2. Use credit strategically. Roughly two in three high net worth investors say they consider credit a decent way to build wealth, and four in five say they know when and how to use it to their financial advantage, the U.S. Trust study also found.
Of course, this strategy isn’t without its risks — remember, credit can be costly. But some advisers say that savvy individuals can take this advice to heart. McBride says that consumers can do this in a number of ways: Those who pay off their credit card balances in full each month should use a rewards card and earn cash or other perks for spending they’d do anyway. You could also, rather than racing to pay down your mortgage or student loans (assuming these are low-rate, fixed loans), pay them down on schedule and instead use that extra money to shore up your retirement funds, he says; in these cases you are, in a way, using money the bank or the government lent you to fund your retirement. (Of course, you must make the payments required on these loans.)
3. Use a long-term, buy-and-hold strategy. Fully 85% of high-net-worth investors say they made their biggest investment gains through long-term buy and hold strategies (in which you buy investments and hold onto them for many years), and they did this using mostly traditional stocks and bonds (89% prefer this approach).
It’s tried and true advice that Warren Buffett himself has espoused. This year, when he was asked by CNBC’s “On The Money” hosts what investors worried about severe market fluctuations should do, he said “I would tell them don’t watch the market closely … the money is made in investments by investing … and by owning good companies for long periods of time. If they buy good companies, buy them over time, they’re going to do fine 10, 20, 30 years from now.”
4. Make tax-conscious investment decisions. More than half of high-net-worth investors agree that investment decisions that factor in tax implications are better than pursuing higher returns regardless of the tax implications, the U.S. Trust study concluded. That’s because, as McBride puts it, “what really counts is net pay — how much you are truly netting after taxes.” What’s more, “bad tax management on your investments can lead to having to give up as much as 40% of your gains every year,” says Duran.
Average investors can heed this advice by investing their retirement savings in tax-advantaged plans like a 401(k) or IRA, saving for their child’s college in a 529 plan, or socking money away into a flexible spending account.
5. Invest in tangible assets. Roughly half of the high-net-worth investors say they have some tangible assets like an investment in real estate or farmland that can produce income and grow over time in value. “There are merits to real estate as a diversifier and income source; it’s valuable to a well-rounded portfolio,” says McBride. However, what makes up someone’s asset allocation and what asset classes they use beyond stocks and bonds should really be a customized decision, says Jimmy Lee, CEO of the Wealth Consulting Group in Las Vegas. “For example, if someone already owns a lot of real estates it may not be prudent for an adviser to suggest buying more through them.”